Allowed citywide with permit (state law bars city bans — host-friendly)

Phoenix Short-Term Rental Rules: What Hosts Need to Know in 2026

Arizona law prohibits cities from banning short-term rentals, so Phoenix regulates them through a city permit instead. Any owner can apply, anywhere in the city.

The permit costs $250 a year, the city must approve or deny a complete application within 7 business days, and there are no night caps, minimum-stay rules, or per-owner unit limits.

A light-touch permit in a state that preempts local bans

A.R.S. 9-500.39 bars Arizona cities from prohibiting short-term rentals. Phoenix therefore licenses hosts rather than limiting them by zone, and state law forbids the night caps, minimum-stay rules, and unit limits that other cities impose.

The trade-off is a paperwork checklist: an Arizona transaction privilege tax (TPT) license, $500,000 in liability insurance, assessor registration, a 24-hour emergency contact, and a safety-device diagram.

The permit number has to be posted within 10 feet of the unit’s main entrance and on every listing, which is also how the city enforces compliance.

Permit basics

Phoenix requires a complete package before the 7-business-day review clock runs out.

One permit per unit

Apply separately for each unit; a single-family parcel with multiple units needs one permit per unit.

City review

File with the Planning & Development Department through SHAPE PHX after obtaining your Arizona TPT license.

Liability coverage

Carry $500,000 in liability insurance, or take bookings through a platform that provides equivalent coverage, such as Airbnb Host Liability.

Permit
City of Phoenix Short-Term Rental Permit (Planning & Development Department)
Term
1 year
Portal
SHAPE PHX — obtain an Arizona TPT license first (azdor.gov)
Processing
The city must approve or deny a complete application within 7 business days.

License fees

License fees
Label Fee
New license $250
Renewal $250

Application requirements

  • Obtain an Arizona TPT license first ($12 a year).
  • $500,000 in liability insurance, or bookings through a platform that provides equivalent coverage (for example, Airbnb Host Liability).
  • Proof of registration with the Maricopa County Assessor.
  • A 24-hour emergency contact.
  • A diagram showing the locations of smoke alarms, carbon monoxide alarms, and fire extinguishers.
  • Post the permit number within 10 feet of the unit’s main entrance and on every listing.
  • Individual applicants must provide proof of lawful presence in the United States.
  • For an ADU with a certificate of occupancy issued after September 14, 2024, a notarized statement that the owner lives on site is required for applications from April 4, 2026.
  • Apply separately for each unit; a single-family parcel with multiple units needs one permit per unit.

Enforcement: escalating fines and complaint-driven suspension

Penalties escalate with repeat violations: a first unlicensed violation is $1,000, and a second within 24 months is $3,500.

Verified complaints hit the permit itself: 2 verified complaints within 12 months suspend the permit, and 3 revoke it. Failing to display a permit number is $500 per occurrence.

  • Unlicensed operation: $1,000 for a first violation; $3,500 for a second within 24 months.
  • Verified complaints: 2 in 12 months suspend the permit; 3 revoke it.
  • No permit display: $500 per occurrence.
Penalties for violations
ItemPenalty
Unlicensed operationFirst violation $1,000; a second within 24 months $3,500.
Verified complaintsTwo verified complaints within 12 months suspend the permit; three revoke it.
No permit display$500 per occurrence.

Transaction privilege tax

Combined hotel occupancy tax ~13.07%

The combined rate is about 13.07%: 7.27% Arizona state and Maricopa County TPT, 2.8% Phoenix hotel TPT, and 3% Phoenix transient lodging tax.

Airbnb and VRBO collect and remit on platform bookings; direct bookings must be filed by the host.

Filing frequency follows annual TPT liability: yearly below $2,000, quarterly from $2,000 to $8,000, and monthly above $8,000. Returns are due by the 20th, electronic filing is extended to the 30th, and e-filing is mandatory at $500 or more.

Collection
Airbnb and VRBO collect and remit for platform bookings; hosts file direct bookings themselves.
Filing
Annual below $2,000 of liability, quarterly for $2,000-$8,000, monthly above $8,000; due the 20th (e-filing to the 30th); e-filing required at $500 or more.

Permit notes

No night caps
State law bars cities from setting night caps, minimum-stay rules, or unit limits, so Phoenix has none.
Nonresidential use
State law prohibits using an STR for nonresidential purposes such as permitted events, retail, or banquets.
Other fees
Arizona TPT license, $12 a year (Arizona Department of Revenue).

Compare Phoenix with other STR markets

Austin ties licenses to the property and caps Type 2 licenses at 3% of each census tract; Nashville caps investor permits by zoning district and census block. Phoenix issues a permit citywide because state law forbids a ban.

Scottsdale

Arizona

Licensed; Arizona law preempts local bans and occupancy caps

Moderate enforcement

New license $250

Last verified

View Scottsdale rules →

Sedona

Arizona

Permit required; Arizona law sets the regulatory floor

Moderate enforcement

New license $210

Last verified

View Sedona rules →

Los Angeles

California

Allowed in the host’s primary residence with registration; 120-night annual cap unless extended

High enforcement

New license $441

Last verified

View Los Angeles rules →

Palm Springs

California

Allowed in single-family homes with an annual certificate; new certificates capped at 20% per organized neighborhood

High enforcement

New license — Vacation Rental $1,046

Last verified

View Palm Springs rules →

San Diego

California

Licensed by tier; whole-home licenses are capped by ordinance

High enforcement

New license — Tier 1 — Part-Time $193

Last verified

View San Diego rules →

San Francisco

California

Allowed only in the host’s permanent residence with registration; un-hosted stays capped at 90 nights per year

High enforcement

New license $925

Last verified

View San Francisco rules →

Santa Monica

California

Home-sharing only in the host’s primary residence; un-hosted vacation rentals are unlawful

High enforcement

New license $582.25

Last verified

View Santa Monica rules →

Denver

Colorado

Licensed, primary residence only

High enforcement

New license $150

Last verified

View Denver rules →

Washington

District of Columbia

Licensed, primary residence only

High enforcement

New license $99

Last verified

View Washington rules →

Fort Lauderdale

Florida

Licensed and inspected; annual Certificate of Compliance required

High enforcement

New license — Certificate of Compliance $880

Last verified

View Fort Lauderdale rules →

Miami

Florida

Licensed and enforced; city and county requirements run in parallel

High enforcement

Last verified

View Miami rules →

Orlando

Florida

Owner-occupied home sharing; whole-home rentals are limited by zoning

Moderate enforcement

New license — Home Sharing Registration $275

Last verified

View Orlando rules →

Tampa

Florida

State-licensed; city rental registration repealed in 2023

Low–moderate enforcement

New license $230

Last verified

View Tampa rules →

Atlanta

Georgia

Licensed, primary residence plus one additional dwelling unit

High enforcement

New license $150

Last verified

View Atlanta rules →

Savannah

Georgia

Certified STVR, overlay district only, per-ward cap

High enforcement

New license $400

Last verified

View Savannah rules →

Chicago

Illinois

Registered shared housing unit (31 days or fewer)

High enforcement

New license $250

Last verified

View Chicago rules →

New Orleans

Louisiana

Licensed, capped, and lottery-based

High enforcement

New license — NSTR owner permit $500

Last verified

View New Orleans rules →

Boston

Massachusetts

Registered, owner-occupied primary residence only

High enforcement

New license — Limited Share $25

Last verified

View Boston rules →

Las Vegas

Nevada

Licensed; owner-occupied homes only (city limits)

High enforcement

New license $500

Last verified

View Las Vegas rules →

New York

New York

Legal only in a registered primary residence (hosted stays)

High enforcement

New license $145

Last verified

View New York rules →

Portland

Oregon

Permitted as an accessory use (primary residence required)

Moderate enforcement

Last verified

View Portland rules →

Charleston

South Carolina

Licensed, primary residence only (commercial STRs only in the overlay district)

High enforcement

New license $345

Last verified

View Charleston rules →

Nashville

Tennessee

Allowed with permit; heavy zoning restrictions on investor units

High enforcement

New license $313

Last verified

View Nashville rules →

Austin

Texas

Licensed & enforced

High enforcement

New license $736.60

Last verified

View Austin rules →

Seattle

Washington

Licensed; up to two units per operator

High enforcement

New license $75

Last verified

View Seattle rules →

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Frequently asked questions

Is Airbnb legal everywhere in Phoenix?

Yes — Arizona state law (A.R.S. 9-500.39) prohibits cities from banning STRs. Phoenix regulates via a permit system instead: $250/year, $500K liability insurance, TPT license.

How fast is the permit?

The city must approve or deny within 7 business days of a complete application — among the fastest in the US.

Are there night limits or occupancy caps?

No night caps or per-owner unit limits. Standard occupancy is 2 per bedroom + 2. Nonresidential uses (events/retail) are banned by state law.

Sources and citations